one size doesn't


fit all…

That’s why we offer our clients an individual, tailored solution and their own dedicated account manager to ensure a truly personalised service from start to finish.

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Focus on


We are true specialists with the unique ability to focus only on you

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is the key...

Listening to our clients is just one aspect of our product and service development.

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  • Who we are


    IRS is a specialist insolvency insurance broker providing a flexible, responsive and local service, through experienced teams with extensive knowledge of the area and market in which you operate.

    About us

  • What we do


    IRS provides comprehensive insurance solutions to the insolvency industry. Facilities include Open Cover, Bonding, Property Portfolio Cover and a range of other services that can meet all of your needs.

    Our services


  • Why we are different


    IRS prides itself on bringing a fresh approach to all aspects of its client service and product delivery. Whatever your insolvency insurance requirement is, our extensive range of services will provide a refreshing difference.

    About us





How we have helped our clients

“We greatly appreciate the professional, practical and commercial approach of Insolvency Risk Services in what can be difficult circumstances. Their approach allows pragmatic solutions to difficult problems providing vision, clarity and confidence”.

Mark Swiers – Partner Sanderson Weatherall LLP

“Insolvency Risk Services are positive, pro-active, professional and provide clarity, vision and solutions. They are good at “getting the job done” and I would not hesitate in recommending them”.

Dean Nelson – Partner Smith Cooper

“We have used IRS, who have arranged our Bonding and Open Cover insurance, for many years and have always received a reliable and professional service. The IRS team have always dealt with us promptly and efficiently and provided a high level of customer assistance which is essential in our line of business”

Steve Smith – Partner, Mercer & Hole

“Moving to IRS was hassle free. I particularly like their relationship management program which ensures frequent communication to me and my staff.“

Mike Solomons – Partner, BM Advisory

Meet the team

John Bailey
Sales & Marketing Director
T: 01245 396456
M: 07872 401 300

John is based at our Chelmsford office and has been with IRS since 2011 having had previous roles as a Lloyd's Underwriter and a Head of Sales with Close Brothers Group. His main responsibilities, as you would expect, relate to all Sales & Marketing functions but his overriding business ethos is to constantly strive to improve the overall client experience.

Adam Loveitt
Managing Director
T: 0115 908 4931
M: 07885 264 111

Adam is based at our Nottingham office and has worked at IRS since 1987. Adam has been directly involved in the insolvency industry since 1990 in various roles including operations manager. Adam is FCII qualified. He has overall responsibility for the IRS business.

Debra Rawson
Credit Control Team Manager
T: 0115 908 4945

Debra is based at our Nottingham office and has worked at IRS since May 2008; previously she worked in the finance sector for Ikano Financial Services managing their debt collection agencies. Her main responsibilities are to ensure procedures are followed by her team, workflows are maintained, targets are met, quality work is being processed and audits and monitoring are being carried out to create the highest levels of customer service and to meet regulatory and legal requirements.

Christine Wilson
Open Cover Team Leader
T: 0115 908 4942

Christine is based at our Nottingham office and has been with IRS for 8 years. She manages a team whose responsibilities include the processing of new business and renewals in respect of Open Cover products.

James Amos
Operations Manager
T: 0115 908 4965
M: 07872 401 309

James is based at our Nottingham office and has worked at IRS since 2015. James has worked in the Financial Services industry since 2010 having previously held a number of roles at the Royal Bank of Scotland; during this time he completed his MBA in 2013. His main duties involve the management and implementation of IRS’ operational strategy whilst maintaining a particular focus on efficiency, compliance and client service.

Ailsa Townsend
Client Service Executive
T: 0161 914 9811
M: 07836 710 567

Based in Manchester, Ailsa has 35 years’ experience as a commercial insurance broker, specialising in insolvency risks for the past 30 years. Previously, you may have known her in this role at Lockton, Alexander Forbes, or originally Bradstock. Ailsa’s main responsibilities include running the busy Manchester office and ensuring clients receive an exemplary broking service, tailored to their specific needs.

John Stewart
Client Service Executive
T: 01245 396512
M: 07872 401 271

John is based at our Glasgow office and has nearly 30 years insolvency insurance experience with IRS and formally with Bradstock, Alexander Forbes and Lockton. His main responsibility is running the Glasgow office and servicing client’s needs but is also on hand providing in-depth knowledge of how the insolvency system operates in Scotland.

Mark Patching
Client Service Executive
T: 01245 396 455
M: 07768 806 675

Mark joined the business in 1992 and is now based at our Chelmsford Office.  Before that he worked at C E Heath, Eagle Star and Lloyds Bank Insurance Service. His main role is site visits & client liaison.  With his wealth of Insolvency Insurance experience and as a member of the IRS team, he is committed to ensure that our clients enjoy the best possible service.

Elizabeth Greenwood
Client Service Manager
T: 0161 914 9812

Liz is based at our Manchester office and has been with the company for 25 years. Her main responsibilities are to develop and maintain good working relationships with all clients to deliver optimum service standards.

Tim Bevan
Client Service Manager
T: 0115 908 4971
M: 07827 993 263

Tim is dual based in Nottingham and home and his principal role is to advise Insolvency Practitioners and Property Receivers on their risk exposures and how to manage them. Travelling up and down the country undertaking site visits and seeing clients he gets to see a broad range of situations and risks - it's rare for Tim that any two days are the same.

Alan Deakin
Account Handler
T: 01245 396 508

Ambrose Bryning
Account Handler
T: 0115 908 4934

Angela Elliott
Account Handler
T: 0115 908 4967

Angela Rudd
Senior Account Handler
T: 0115 908 4935

Carol Chillman
Account Handler
T: 0115 908 4938

Charlette Whitehead
Assistant Credit Controller
T: 0115 908 4952

Christine Curtis
Account Handler
T: 0115 908 4941

Claire Sheldon
Account Administrator
T: 0115 908 4943

Darren Gray
Account Handler
T: 0115 908 4979

Elizabeth Dixon
Senior Account Handler
T: 0115 908 4946

Meet the IRS team