Our innovative approach is understanding that

one size does not necessarily fit all...


we are different?



IRS is recognised for our innovative approach, continual product development and understanding, that one size does not necessarily fit all. We work as an integral department of our clients business as a trusted partner. Our professional team develop long-lasting relationships built on knowledge, clarity and openness.


At the core of our ‘Experience the difference’ ethos is the provision of superior levels of service in all aspects of our business. With our focus on quality, IRS has developed a reputation among clients and competitors for providing robust insurance cover allied with high quality service. We take a structured approach to managing relationships and every client is treated as a long standing partner, with provision of their own dedicated Relationship Manager. Our hands on personal service is provided by professionals who take ownership of any problems which may arise.






In 2020, we were acquired by Specialist Risk Group, the fastest growing insurance broker in the UK. We now fall under their Speciality Clients division, Specialist Risk Insurance Solutions. We were one of the pioneers of the Open Cover concept and have over 50 years of experience in providing services to insolvency professionals. Our senior management team combine over 160 years of experience in insolvency insurance, which many of our clients acknowledge as a key aspect of our successful business relationship.


IRS has dedicated teams located in offices in Chelmsford, Manchester, and our head office in Nottingham. This regional presence is also complemented by individual representation in the Midlands and North East areas.



a client



IRS pride ourselves on getting to know our clients so that we can meet their specific needs. We are happy to visit your office to complete this process.


After the initial contact we will issue the following documentation:


  • Open Cover/Bond terms of business
  • Open Cover guide
  • Open Cover master policy wordings
  • IRS Contact list for new appointments


A simple sign up process ensures that you are able to experience the benefits of our service and products as soon as possible.


If you would like to become a client the process could not be easier.


You can either contact your regional Client Service Executive or Manager, or contact Adam Loveitt our Managing Director. All contact details are listed on our Contact page.

Meet the team